Applicant type

Individuals, Companies, Trusts.

Employment requirements

Investors or self-employed 2 years, but case by case

Income: required proofs

No tax returns, but need accountant's letter, and self-certification.

Loan amounts minimum & maximum

$30k min. No max.

Purpose

Owner-Occupied, or Investment, but metro Syd. Melb Brisb.

LVR

Up to 66.6%, first mortgage. Up to 80%, second mortgage

Coded, non-coded, or either

Non-coded only

Credit related issues

Credit impairment is o.k.

Variable, fixed or both

Variable only

P&I, I/O, or both

I/O, max 3 years

Residency Status

Citizens and permanent residents. Non residents considered.

Comments, special conditions

Term is 12 to 36 months, then perhaps roll-over.

Approximate  rate

Call us for the best rate