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LOW DOC P.A.Y.G. LOAN

This product is designed to meet the needs of those borrowers that are PAYG, but also earn unsubstantiated additional income related to their primary job. For example a teacher earning additional cash tutoring students or a tradesperson providing services in their own time.

Applicant type	Individuals ONLY
Employment requirements	P.A.Y.G. Full-Time, Part-Time. If casual, then one year.
Income: required proofs	Self-Certified
Loan amounts minimum & maximum	Min $50k to Max $1.5 mil
Purpose	Owner-Occupied, or Investment
LVR	90% to $500k metro. 80% to 750k. 75% to $1 mil $65% to $1.5 mil
Coded, non-coded, or either	Either
Credit related issues	If $2k to $18k, then unpaid defaults, judgements may be o.k. Even unlimited but very special circumstances
Variable, fixed or both	Variable only
P&I, I/O, or both	Both
Residency Status	Citizens and permanent residents
Comments, special conditions
Approximate rate	Call us for the best rate